Japan launches reform of intangible asset-backed lending
It was reported that the Japanese government has begun to consider a system that would allow companies to pledge intangible assets such as technologies and customer base as collateral in one fell swoop. Nikkei: 中小の無形資産を一括で担保に 金融庁、融資改革で支援 In Japan, it has been pointed out that bank loans, especially to small and medium-sized enterprises (SMEs), focus on real estate […]
Japanese local banks to increase chances to give a loan using IP information
Recently, alternative lending has been attracting attention in Japan. Alternative lending is a business loan option that falls outside of a traditional bank loan. For example, a Japanese electronic commerce and Internet company Rakuten gives a loan to its online shopping site owners using daily accounting data, and an accounting software company Yayoi also provides […]